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Secured Property Equity Loan

Unlock The Hidden Value Of Your Property

Leverage residential, commercial, or industrial real estate for high-value funding up to ₹15 Crores at affordable interest rates.

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Up to ₹15Cr*

High Loan Amount

Up to 70% of market value

8.25%*

Lower Interest Rate

Starting per annum

Up to 20 Yrs

Long Tenure

Low monthly EMIs

Acceptable Property Categories

Mortgage any clear-title property to secure competitive long-term financing.

Residential Property

Mortgage your self-occupied or rented residential flat, house, villa, or apartment for high-value funding.

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Commercial Real Estate

Leverage your commercial office space, retail shop, showroom, or complex to raise business capital.

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Industrial Real Estate

Unlock equity tied up in industrial sheds, manufacturing plants, or warehouse facilities.

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Approved Plots & Land

Pledge non-agricultural (NA) residential or commercial approved plots for long-term financing.

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Maximum Value Guarantee

Low Interest Rates & Maximum Funding For Your Real Estate

Whether you need funds to scale your business, consolidate debt, or cover large personal expenses, a Loan Against Property offers the lowest interest rates in the market.

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High Loan-to-Value (LTV) financing up to 70% of appraised property value
Significantly lower interest rates compared to personal or business loans
Retain full ownership and operational control of your mortgaged property
Flexible tenure up to 20 years for easy monthly installments
Overdraft (OD) facility available — pay interest only on funds utilized
Quick doorstep legal verification and technical evaluation process

Eligibility & Documents Required

Standard legal and financial requirements for smooth property mortgage.

Eligibility Criteria

  • Applicant Age: 21 to 65 years at loan maturity
  • Eligible Profiles: Salaried Employees, Self-Employed Professionals, SMEs & Companies
  • Property Ownership: Must hold clear, marketable, and unencumbered title deed
  • CIBIL Score: 700 or above for optimal interest rates and fast approval

Required Documents

  • Property Title Documents (Registered Sale Deed, Mother Deed, Approved Building Plan)
  • Property Tax Receipts & Latest Possession Letter / Index II
  • KYC Documents (PAN Card, Aadhaar Card, Passport, Business Registration)
  • Income Proofs (Last 3 years ITR with computation, P&L, 6 months Bank Statements)

Simple 4-Step Process

From evaluation to loan disbursal into your account.

1

Application & Consult

Share property details and financial requirement with our loan specialist.

2

Legal & Tech Valuation

Expert assessment of property market value and title deed verification.

3

Sanction Letter

Get formal in-principle sanction with customized rate & tenure options.

4

Mortgage & Disbursal

Simple agreement registration and direct fund credit to your account.

Want To Know How Much You Can Borrow?

Get a free, zero-commitment property valuation and instant loan estimate from our real estate loan experts.

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